I tend to agree with Ivor. If the diagnosis from the Loss Adjuster is not optimistic and you sense you will not succeed with the claim, I would say that you are better off 'withdrawing' the claim rather than having it refused.
A refused claim can require declaration when shopping for alternative insurance quotes, whereas a withdrawn claim does not. You can also find that a refused claim will increase your premiums (even though there is no payout) or result in conditions being applied to your schedule
A refused claim can require declaration when shopping for alternative insurance quotes, whereas a withdrawn claim does not. You can also find that a refused claim will increase your premiums (even though there is no payout) or result in conditions being applied to your schedule