vicky whitworth
Member
- Messages
- 632
- Location
- East Devon
Hello again, long story but there is a field that abuts our garden. A farmer rents the field from the landowner and puts his cattle into it. One of the cows died unexpectedly and we are told that the PM showed that it had been poisoned by laurel (I have not seen the PM report and I have my doubts that it is this specific). Anyway the boundary between our garden and field consists of a laurel hedge (our side), a gap of 2 foot and then a hedgerow (field side) all on a bank. There is no ditch either side to speak of although the ground drops on the field side but not into a ditch arrangement.
In the past the farmer has used a machine to cut the hedge from the field side resulting in the side nearer us not getting cut because of the width of the bank. We have then sometimes cut our side with hand shears but up to now have never cut the laurel section.
Anyway a couple of months ago we paid a friend to cut the laurel (he's the odd job man of the village) (paid by the hour) and he put the cut branches into the gap between the laurel and the hedgerow. Not thrown over into the farmer's field and not into the hedgerow but into the gap ie: into the middle.
The farmer alleges that his cow atw the laurel and died. He asked us to claim on our home insurance. I rang the insurance company who said we have no liability but one of the questions asked was who owns the bank/hedges, and we don't know. Our Deeds are silent on the matter so is there a rule that is applied when ownership is unclear?
I have a view that if it is our bank and hedges ie: the cut laurel was put on our land then the farmer should have prevented his stock pushing through the hedgerow to get to it (the hedgerow is very gappy).
The insurer was shocked that the farmer has no insurance himself on his stock. But was also of the view that the person with the liability was the odd job man who was paid to cut the laurel (he, of course, also has no insurance).
I feel that we are being taken for mugs as we are the only people who have insurance. But I'm after a view not on the rights and wrongs of the case but on the issue of ownership of the hedges. Any advice much appreciated. Vicky
In the past the farmer has used a machine to cut the hedge from the field side resulting in the side nearer us not getting cut because of the width of the bank. We have then sometimes cut our side with hand shears but up to now have never cut the laurel section.
Anyway a couple of months ago we paid a friend to cut the laurel (he's the odd job man of the village) (paid by the hour) and he put the cut branches into the gap between the laurel and the hedgerow. Not thrown over into the farmer's field and not into the hedgerow but into the gap ie: into the middle.
The farmer alleges that his cow atw the laurel and died. He asked us to claim on our home insurance. I rang the insurance company who said we have no liability but one of the questions asked was who owns the bank/hedges, and we don't know. Our Deeds are silent on the matter so is there a rule that is applied when ownership is unclear?
I have a view that if it is our bank and hedges ie: the cut laurel was put on our land then the farmer should have prevented his stock pushing through the hedgerow to get to it (the hedgerow is very gappy).
The insurer was shocked that the farmer has no insurance himself on his stock. But was also of the view that the person with the liability was the odd job man who was paid to cut the laurel (he, of course, also has no insurance).
I feel that we are being taken for mugs as we are the only people who have insurance. But I'm after a view not on the rights and wrongs of the case but on the issue of ownership of the hedges. Any advice much appreciated. Vicky