concrete roof using aggregate rubble

[daveandmandy]

hi, we are interested in buying a converted church that was built in 1933 and converted in 2005 to a residence. We are coming up with the £0 valuation problem and one of the reasons is the construction of the concrete roof with respect to 2 factors. The first is the use of aggregate rubble and the second we think is that there may be some asbestos included in it.
Does anybody have any info on this type of concrete roof.
The valuation report says that there is some visible 'distress' tet there are no leaks, fractures and movement. We have had a structural survey and the engineer says it is fine, how do we convince the valuer!!!

 

[christianb]

Hi Dave and Mandy,

I'm sure someone will be along in due course who might be able to provide you with more info. In the meantime...

Mortgage company surveyors are notoriously jittery creatures, so they're going to cover their backs when dealing with anything remotely unusual or over three weeks old. You say you've had a structural engineer in. Have you got in it writing that there's nowt wrong with the building?

If you've sent them a copy and they're still panicky, I'm really not sure what you can do save replacing the entire roof!

Good luck.

C.

 

[Penners]

I agree with Christian.

Assuming it's satisfactory, send your structural survey report to the mortgage provider.

If that doesn't help, then I'd be inclined to seek out a more specialist mortgage provider - maybe through a mortgage broker (but be sure to choose a broker with a good reputation).